The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Balances above $3,000 in the Checking Account earn 1.00% APY. These added value benefits are subject to change. The first time you fund your account, as an additional added value, you will receive 4.00% APY on balances up to and including $3,000 in the statement cycle in which you make your first deposit of greater than $1, as well as in the cycle that follows that deposit provided all other requirements are met. Qualifying purchases posting on or after the last business day of the month count toward the next month’s qualifying purchases. **How APY works: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking Account per month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan 2) you have registered for perks with your T-Mobile ID and 3) at least 10 qualifying purchases using your T-Mobile MONEY card have posted to your Checking Account before the last business day of the month. *Subject to description and timing of the employer payroll-based direct deposit, we typically make funds available the business day received, which may be up to 2 days earlier than scheduled. To see what you're eligible for, log in to the T-Mobile MONEY app and select 'My perks'. and abroad (more than Bank of America, Chase or Wells Fargo) and our no overdraft fee, no account fee, no maintenance fee, and no minimum balance requirement checking account. Plus, T-Mobile wireless customers with an eligible postpaid plan who register for perks and make at least 10 qualifying purchases per month using their T-Mobile MONEY card can earn 4.00% APY** on balances up to $3,000 and 1.00% APY after that.Įveryone gets access to over 55,000 no-fee Allpoint® ATMs in the U.S. So we've built a checking account where you can get paid up to 2 days early* with payroll-related direct deposits and everyone earns 1.00% Annual Percentage Yield (APY)** on all balances. We love our customers, and we want to offer them better MONEY.
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